Running a business is difficult, but getting health insurance coverage shouldn’t be.
Terms like copayment, coinsurance and deductible can be quite confusing. We at Very Good Coverage understand that and try to cut out all the noise providing you with all the information you need.
You are a business owner, so you understand that time is money. We save you time and money by providing you with necessary information to pick the best self-employed health insurance coverage for you.
Self-employed health insurance in Alabama has changed quite a bit. Not only do you get the flexibility needed for those with unpredictable income, but you can also qualify for tax credit as well.
Getting a Self-employed health insurance in Alabama means you can modify your coverage to suit your needs and your pocket. If you decide you want more from your plan, you have the freedom to look for the best plan that suits your personal needs and circumstance, without worrying about getting stuck with a pre-selected plan.
Small business owners as well as other self-employed individuals in Alabama have access to the Small Business Health Options Program or SHOP exchange.
The Alabama exchange is supported by the federal government and makes any business with a maximum of 50 employees eligible for this type of insurance.
With self-employed health insurance, you don’t have to worry about Open Enrolment periods. This means you don’t have to be stuck with a plan you don’t like. You can change plans any time of the year.
If you’re not a business owner, you can get self-employed insurance as well. Just as long as your reported income is via a business with no other employees.
As a self-employed or small business owner in Alabama, you should consider a traditional small business health insurance plan.
If you have employees that you would like to cover their health insurance, you could as well consider a definite contribution health program that will reimburse your workers for their personal health insurance coverage. Of course, the benefits and overall cost are factors in your consideration.
Health Insurance for Self Employed Individuals or Small businesses in Alabama offers 2 major options which are group insurance or individual insurance. If you can’t afford a group plan, then an individual plan from which your family can benefit is a viable option. And you can’t be turned down even if you have a pre-existing condition.
When your employees also purchase individual health plans, there may be tax benefits for your business.
For a group plan, the cost is shared between the business owner and the employees. You may also include dependents in some group plans. But even if you’re just self-employed with no employees, you may still be able to get a group health plan if it’s the best for you.
If you are considering an individual health plan or a group health plan as a self-employed person in Alabama, here are the 4 options available for you.
These options are also available health insurance options for an Alabama small business owner with employees. And don’t worry about the different benefits or differences. We’re here to help you understand and sort through that!
Being self-employed provides you with freedom to make your own path, so why not have health insurance coverage that does that as well. With self-employment insurance, you get a vast array of coverage options to select from in Alabama.
With all that choice, it can be overwhelming to select self-employed health insurance coverage by yourself. That’s why we’ve provided this form to help narrow your Alabama Self-Employed health insurance options. This way, you can be sure you’re getting the best self-employed health insurance that works for you in Alabama.
All you have to do is put in your information, answer a few questions about your preferences and before you know it, you have a health insurance quote matched to you.
Try it! Make your insurance work for you!