Alaska Self-Employed Health Insurance

Are you self-employed, or is your income generated from a business with no other employee? If this sounds like you, then you will be interested in the Alaska Self-Employed health insurance coverage.

There are a number of options to select from, as well as subsidies to lower your overall costs.

If you are self-employed in Alaska, you will be happy to know that many health insurance options are suited for consultants, freelancers, and entrepreneurs from which you can select.

Why Would You Want Alaska Self-Employed Health Insurance?

Most people choose this because self-employed health insurance comes with the flexibility that freelancers know all too well. Your income levels can be difficult to predict, so why not pick a health insurance coverage that matches your income.

With this type of health insurance, you can qualify for tax credits or subsidies should your income levels dip. You can also modify your insurance coverage when the business picks back up.

Asides from that, self-employed health insurance enables you to select the plan that best suits your personal circumstances without becoming stuck with a pre-selected option.

Types of Self-Employed Health Insurance Plans Available To You

In Alaska, there are two primary types of health insurance suited to small businesses and self-employed persons:

  • Individual Health Insurance and
  • Group Health Insurance

Individual health insurance policies refer to those plans bought by individuals to provide insurance coverage for themselves and/or their families. Just about anyone can apply for this type of insurance. Small business owners that don’t provide group coverage minimums can also buy individual policies.

Group health insurance policies are a type of employer-sponsored health coverage. Healthcare costs are usually shared between employee and employee, with coverage extending to dependents. In Alaska, self-employed individuals with no other employees can qualify for group health insurance policies.

Types of Group Health Insurance Policies

  • PPO Health Insurance Plans,
  • HMO Health Insurance Plans,
  • HSA-Qualified Health Insurance Plans, 
  • Indemnity Health Insurance Plans.

Alaska Health Insurance Providers with Self-Employed Health Insurance Plans

  • Time Insurance
  • ODS Alaska Health Insurance
  • John Elden Health Insurance
  • Aetna
  • Premera Blue Cross Blue Shield of Alaska Health Insurance
  • Assurance Health Insurance

How Do You Know Self-Employed Insurance Is Right For You?

Small business owners and other self-employed individuals in Alaska have access to the Small Business Health Options Program or SHOP exchange. 

The federal government supports the Alaska exchange and makes any business with a maximum of 50 employees eligible for this type of insurance.

With self-employed health insurance, you don’t have to worry about Open Enrolment periods. This means you don’t have to be stuck with a plan you don’t like. You can change plans any time of the year. 

If you’re not a business owner, you can get self-employed insurance as well, just as long as your reported income is via a business with no other employees. 

With all that choice, it can be overwhelming to select self-employed health insurance coverage by yourself. That’s why we at Very Good Coverage decided to make a form that gives you a choice you’d love.

All you have to do is put in your information, answer a few questions about your preferences, and before you know it, you have a health insurance quote matched to you.

Sorting through all the types of insurance available and getting the best one most suited to your needs can be tiring, and indeed confusing. Let us at Very Good Coverage make it all so easy!


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