Arizona Self-Employed Health Insurance

Being self-employed doesn’t mean you have to go without insurance. If you live in Arizona, there are several health insurance options available to you.

One of the biggest concerns regarding health insurance is the monthly cost or premiums. Being self-employed, the concern doubles as you have to pay for your own coverage. 

Thankfully, there are many benefits associated with purchasing self-employed insurance. 

Benefits of Arizona Self-Employed Health Insurance

  • Individuals that get self-employed insurance for themselves and their families are eligible for tax deductibility. This means they can deduct 100% of their premium.
  • Considering you would pay the premium and receive the benefits, you are eligible for high deductible and low-cost comprehensive plans like PPOs.
  • Being self-employed also means that you can be eligible for a group plan. And being part of a group plan means that you can pay for insurance coverage using pre-tax dollars. This has the benefit of significantly reducing your contribution amount once the year ends.
  • If you are a small business owner, you might be eligible for a tax credit, which can help reduce the cost of your employees’ premiums.

Who can get Self-Employed health insurance in Arizona?

You are eligible for self-employed health insurance in Arizona if you have an income through a business that has no other employees with reported income at the end of the year.

It turns out that the law defines a small business as a business with a minimum of 2 and a maximum of 50 full-time workers. This definition means that a business run as a sole-proprietorship with a single employee or a partnership with no workers can still benefit from the self-employed/small business health insurance plans in Arizona. 

It doesn't matter if you are the only full-time employee, or you have 50; you can benefit from this, ensuring that you, your dependents and workers can be covered under a group health plan.

What Type of Self-Employed Health Insurance Plans Are Available In Arizona

Just as with family and individual health insurance plans, self-employed health insurance coverage comes with various plans you can select from. They include:

  • POS
  • EPO
  • PPO
  • HMO

Top Insurance Companies Offering Self-Employed Health Insurance In Arizona

  • UnitedHealthOne Health Insurance
  • Cigna
  • Health Net Health Insurance
  • BlueCross BlueShield of Arizona

Being self-employed means that you have chosen to forge your own path, so it makes perfect sense to have health insurance that moves with you and according to your needs. With self-employed insurance, you get a vast array of coverage options to select from.

There are a lot of choices to make, and we all know too many available choices can make us pick something that isn’t the best option or the right one for us. That’s why we at Very Good Coverage decided to make a form that gives you a choice you’d love.

All you have to do is put in your information, answer a few questions about your preferences, and before you know it, you have a health insurance quote matched to you.

Try it! Make your insurance work for you!


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