Most Americans receive their health insurance coverage from an employer. However, self-employed individuals, run a small business or are employed by a small business need to find another way to get health insurance coverage. 

The great news is that self-employed health insurance, just like individual and family plans, can be purchased using the insurance marketplace.

Which Companies Offer Self-Employed Health Insurance in Idaho?

• BEST Life and Health Insurance Company
• Blue Cross of Idaho
• Dentegra Insurance Company
• Mountain Health CO-OP
• Pacific Source Health Plans
• SelectHealth, Inc. 
• Willamette Dental of Idaho, Inc. 

What Health Insurance Options Do Self-Employed Individuals In Idaho Have?

There are numerous health insurance options for consultants, entrepreneurs, and freelancers in Idaho today. Most people choose self-employed health insurance as it provides them with flexibility that matches their income's unpredictability. 

With a self-employed health insurance plan, you can apply for tax credits or subsidies should your income dip. You can also modify your insurance coverage when your income picks back up. Additionally, self-employed health insurance plans give you enough room to search for the best plan that suits your needs without getting stuck with a pre-selected plan.

Benefits of Self-Employed health insurance

• Self-Employed health insurance is flexible enough to suit your income levels
• You gain access to subsidies which can lower the cost of your premiums
• Your monthly premiums can become a deductible line item on your tax returns

Where Can I Get Self-Employed Health Insurance?

The Affordable Care Act defines self-employed individuals into two categories, sole proprietors without employees or independent contractors. These individuals simply have to head over to the Healthcare.gov site to sign up for the best self-employed health insurance plan for you. 

If you have employees, typically workers with income you report on a W2 at year’s end, you are considered an employer. In this case, you will have to buy health insurance for yourself and your employees using the SHOP Marketplace. 

Types of Small Business Health Insurance Plans

1. PPO Health Insurance Plans,
2. HMO Health Insurance Plans,
3. HSA-Qualified Health Insurance Plans
4. Indemnity Health Insurance Plans.
   

Considering that there are numerous plans and terms, finding the plan that best suits you can be difficult, to say the least. That is why we at Very Good Coverage have decided to help you take the guesswork out of health insurance shopping. All you have to do is fill out the required information plus your health insurance preferences and you get a quote for a plan that best suits you!