Being self-employed means that you may have a limited range of options when it comes to health insurance policies.
The good thing is that in New Hampshire, you can get a NH group health insurance policy if you are self-employed. You can do this if your business qualifies for it.
To qualify, you need to have at least one full time worker that isn’t your spouse. Should you not have any other employees other than yourself and your spouse, you will have to apply for an individual health insurance plan.
Unlike some other states New Hampshire doesn't make special consideration for self-employed health insurance plans when it comes to enrollment windows. Should you get an individual health plan you will most likely be limited to the November 1st to December 15th enrollment window.
However, as with regular individual plans, you can get exceptions to this enrollment period as long as you have a qualifying life event.
When shopping around for self-employed insurance or any type of insurance for that matter, it is always a great idea to compare the health insurance policies of various companies so that you can get a great idea of which plan is best suited to you. However, doing this all by yourself can be challenging and downright time consuming. And when you are self-employed, you are always searching for ways to make your time more efficient.
If this sounds like you, then you’d be happy to know that Very Good Coverage aggregates all the health insurance policies within your insurance jurisdiction to give you the best quote that matches not only your income level but also your coverage needs.