West Virginia

West Virginia Self-Employed Health Insurance

There are numerous health insurance options for consultants, entrepreneurs, and freelancers in West Virginia today. Most people choose self-employed health insurance as it provides them with a flexibility that matches the unpredictability of their income. 

With a self-employed health insurance plan, you can apply for tax credits or subsidies should your income dip. You can also modify your insurance coverage when your income picks back up. Additionally, self-employed health insurance plans give you enough room to search for the best plan that suits your needs without getting stuck with a pre-selected plan.

How To Get Self-Employed Health Insurance In West Virginia

To enroll for self-employed health insurance coverage in Nevada, you simply need to do it via the health insurance marketplace so long as you are a consultant, independent contractor, freelancer or any other self-employed worker that doesn't have employees.

According to the Affordable Care Act, self-employed individuals are sole proprietors without employees or independent contractors. These individuals simply have to head over to the site to sign up for the best self-employed health insurance plan for you. 

It is important to note that you are considered self-employed if you have a business that generates income but doesn't have any other employees apart from a family member, a spouse or yourself.

Benefits of self-employed health insurance in West Virginia

  • Being self-employed also means that you can be eligible for a group plan. And being part of a group plan means that you can pay for insurance coverage using pre-tax dollars. This has the benefit of significantly reducing your contribution amount once the year ends
  • Individuals that get self-employed insurance for themselves and their families are eligible for tax deductibility. This means they are able to deduct 100% of their premium.
  • If you are a small business owner, you might be eligible for tax credit, which can help reduce the cost of your employees’ premiums.

Self-Employed Health Insurance Providers In West Virginia

  • Aetna
  • Celtic
  • CareSource
  • Freedom Life
  • Highmark
  • Health Plan of the Upper Ohio Valley.

While there are a plethora of health insurance providers in West Virginia offering health insurance for self-employed individuals, it is important to know that Very Good Coverage can help you break through the insurance speak to give you a quote that best suits your lifestyle and your income level.


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